Call report 2023Q4
STAFFORD SAVINGS BANK — 2023Q4
The 22 measures STAFFORD SAVINGS BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 395,028,000 | USD | evidence → |
| Total loans | 66,549,000 | USD | evidence → |
| Allowance for loan losses | 1,212,000 | USD | evidence → |
| Securities available for sale | 84,699,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 182,560,000 | USD | evidence → |
| Interest-bearing deposits | 170,718,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,842,000 | USD | evidence → |
| Equity capital | 176,733,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,432,000 | USD | evidence → |
| Interest expense | 729,000 | USD | evidence → |
| Net interest income | 10,703,000 | USD | evidence → |
| Noninterest income | 755,000 | USD | evidence → |
| Noninterest expense | 5,632,000 | USD | evidence → |
| Provision for loan losses | -36,000 | USD | evidence → |
| Pretax income | 23,604,000 | USD | evidence → |
| Income tax | 5,805,000 | USD | evidence → |
| Net income | 17,799,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 179,617,000 | USD | evidence → |
| Total capital | 180,865,000 | USD | evidence → |
| Risk-weighted assets | 555,564,000 | USD | evidence → |