Call reports 2022
STAFFORD SAVINGS BANK — 2022
What STAFFORD SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 402,008,000 | 385,166,000 | 374,140,000 | 388,705,000 |
| Total loans | 67,028,000 | 67,044,000 | 67,281,000 | 67,729,000 |
| Allowance for loan losses | 1,256,000 | 1,253,000 | 1,250,000 | 1,252,000 |
| Securities available for sale | 72,356,000 | 80,370,000 | 77,947,000 | 77,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,411,000 | 201,051,000 | 199,551,000 | 198,895,000 |
| Interest-bearing deposits | 190,535,000 | 188,426,000 | 186,638,000 | 186,138,000 |
| Noninterest-bearing deposits | 11,876,000 | 12,625,000 | 12,913,000 | 12,757,000 |
| Equity capital | 161,379,000 | 146,236,000 | 137,607,000 | 155,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,829,000 | 3,948,000 | 6,286,000 | 8,963,000 |
| Interest expense | 129,000 | 256,000 | 376,000 | 495,000 |
| Net interest income | 1,700,000 | 3,692,000 | 5,910,000 | 8,468,000 |
| Noninterest income | 179,000 | 351,000 | 512,000 | 725,000 |
| Noninterest expense | 1,357,000 | 2,723,000 | 4,180,000 | 5,982,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -5,676,000 | -25,286,000 | -34,163,000 | -9,790,000 |
| Income tax | -1,662,000 | -7,082,000 | -9,607,000 | -3,179,000 |
| Net income | -4,014,000 | -18,204,000 | -24,556,000 | -6,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 164,416,000 | 150,226,000 | 143,874,000 | 161,819,000 |
| Total capital | 165,672,000 | 151,479,000 | 145,124,000 | 163,071,000 |
| Risk-weighted assets | 548,420,000 | 494,162,000 | 468,338,000 | 514,082,000 |