Call report 2015Q4
STAFFORD SAVINGS BANK — 2015Q4
The 22 measures STAFFORD SAVINGS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 255,396,000 | USD | evidence → |
| Total loans | 75,064,000 | USD | evidence → |
| Allowance for loan losses | 1,378,000 | USD | evidence → |
| Securities available for sale | 129,491,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 156,318,000 | USD | evidence → |
| Interest-bearing deposits | 151,150,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,168,000 | USD | evidence → |
| Equity capital | 82,596,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,988,000 | USD | evidence → |
| Interest expense | 756,000 | USD | evidence → |
| Net interest income | 6,232,000 | USD | evidence → |
| Noninterest income | 514,000 | USD | evidence → |
| Noninterest expense | 5,239,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,400,000 | USD | evidence → |
| Income tax | 575,000 | USD | evidence → |
| Net income | 2,825,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 64,725,000 | USD | evidence → |
| Total capital | 66,103,000 | USD | evidence → |
| Risk-weighted assets | 232,355,000 | USD | evidence → |