Call report 2005Q4
STAFFORD SAVINGS BANK — 2005Q4
The 22 measures STAFFORD SAVINGS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 205,959,000 | USD | evidence → |
| Total loans | 80,878,000 | USD | evidence → |
| Allowance for loan losses | 1,685,000 | USD | evidence → |
| Securities available for sale | 99,096,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 142,746,000 | USD | evidence → |
| Interest-bearing deposits | 138,054,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,692,000 | USD | evidence → |
| Equity capital | 55,280,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,350,000 | USD | evidence → |
| Interest expense | 2,681,000 | USD | evidence → |
| Net interest income | 5,669,000 | USD | evidence → |
| Noninterest income | 391,000 | USD | evidence → |
| Noninterest expense | 3,790,000 | USD | evidence → |
| Provision for loan losses | -200,000 | USD | evidence → |
| Pretax income | 3,071,000 | USD | evidence → |
| Income tax | 742,000 | USD | evidence → |
| Net income | 2,329,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,581,000 | USD | evidence → |
| Total capital | 45,074,000 | USD | evidence → |
| Risk-weighted assets | 119,234,000 | USD | evidence → |