Call report 2003Q4
STAFFORD SAVINGS BANK — 2003Q4
The 22 measures STAFFORD SAVINGS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 200,709,000 | USD | evidence → |
| Total loans | 82,634,000 | USD | evidence → |
| Allowance for loan losses | 1,880,000 | USD | evidence → |
| Securities available for sale | 99,159,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 144,817,000 | USD | evidence → |
| Interest-bearing deposits | 141,678,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,139,000 | USD | evidence → |
| Equity capital | 49,549,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,467,000 | USD | evidence → |
| Interest expense | 2,965,000 | USD | evidence → |
| Net interest income | 5,502,000 | USD | evidence → |
| Noninterest income | 341,000 | USD | evidence → |
| Noninterest expense | 4,163,000 | USD | evidence → |
| Provision for loan losses | -250,000 | USD | evidence → |
| Pretax income | 2,185,000 | USD | evidence → |
| Income tax | 548,000 | USD | evidence → |
| Net income | 1,637,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,017,000 | USD | evidence → |
| Total capital | 40,548,000 | USD | evidence → |
| Risk-weighted assets | 122,114,000 | USD | evidence → |