Call reports 2025
PATRIOT BANK, NATIONAL ASSOCIATION — 2025
What PATRIOT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 956,552,000 | 930,185,000 | 951,596,000 | 1,088,831,000 |
| Total loans | 695,023,000 | 602,846,000 | 607,076,000 | 617,075,000 |
| Allowance for loan losses | 6,729,000 | 7,795,000 | 7,187,000 | 6,839,000 |
| Securities available for sale | 80,651,000 | 80,627,000 | 105,549,000 | 224,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 872,000,000 | 842,523,000 | 847,487,000 | 978,454,000 |
| Interest-bearing deposits | 786,814,000 | 728,428,000 | 747,698,000 | 861,921,000 |
| Noninterest-bearing deposits | 85,186,000 | 114,095,000 | 99,789,000 | 116,533,000 |
| Equity capital | 78,379,000 | 81,722,000 | 98,695,000 | 101,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,548,000 | 24,042,000 | 35,584,000 | 47,843,000 |
| Interest expense | 7,897,000 | 14,693,000 | 20,782,000 | 26,765,000 |
| Net interest income | 4,651,000 | 9,349,000 | 14,802,000 | 21,078,000 |
| Noninterest income | 2,728,000 | 4,758,000 | 6,965,000 | 10,514,000 |
| Noninterest expense | 8,481,000 | 16,187,000 | 23,824,000 | 32,587,000 |
| Provision for loan losses | 756,000 | 2,358,000 | 1,953,000 | 1,607,000 |
| Pretax income | -1,835,000 | -4,337,000 | -3,882,000 | -2,500,000 |
| Income tax | 0 | -47,000 | -52,000 | 59,000 |
| Net income | -1,835,000 | -4,290,000 | -3,830,000 | -2,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,345,000 | 97,903,000 | 113,373,000 | 116,656,000 |
| Total capital | 98,986,000 | 102,532,000 | 117,367,000 | 120,328,000 |
| Risk-weighted assets | 700,290,000 | 627,311,000 | 611,540,000 | 625,164,000 |