Call reports 2023
PATRIOT BANK, NATIONAL ASSOCIATION — 2023
What PATRIOT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,094,976,000 | 1,157,460,000 | 1,136,484,000 | 1,093,390,000 |
| Total loans | 885,651,000 | 936,593,000 | 911,826,000 | 869,626,000 |
| Allowance for loan losses | 24,780,000 | 24,097,000 | 25,668,000 | 15,925,000 |
| Securities available for sale | 91,736,000 | 90,547,000 | 85,696,000 | 89,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 859,531,000 | 867,215,000 | 840,142,000 | 842,635,000 |
| Interest-bearing deposits | 709,259,000 | 730,973,000 | 695,753,000 | 724,654,000 |
| Noninterest-bearing deposits | 150,272,000 | 136,242,000 | 144,389,000 | 117,981,000 |
| Equity capital | 78,142,000 | 75,604,000 | 69,673,000 | 73,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,645,000 | 28,955,000 | 44,025,000 | 58,957,000 |
| Interest expense | 5,017,000 | 11,990,000 | 19,837,000 | 27,817,000 |
| Net interest income | 8,628,000 | 16,965,000 | 24,188,000 | 31,140,000 |
| Noninterest income | 835,000 | 1,664,000 | 2,833,000 | 6,005,000 |
| Noninterest expense | 7,561,000 | 15,602,000 | 23,680,000 | 32,605,000 |
| Provision for loan losses | 3,087,000 | 4,795,000 | 9,595,000 | 9,903,000 |
| Pretax income | -317,000 | -518,000 | -4,892,000 | -2,889,000 |
| Income tax | -85,000 | -137,000 | -1,278,000 | -717,000 |
| Net income | -232,000 | -381,000 | -3,614,000 | -2,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,484,000 | 94,871,000 | 93,011,000 | 94,238,000 |
| Total capital | — | — | — | 100,683,000 |
| Risk-weighted assets | — | — | — | 897,315,000 |