Call reports 2020
PATRIOT BANK, NATIONAL ASSOCIATION — 2020
What PATRIOT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 999,750,000 | 979,719,000 | 923,103,000 | 880,903,000 |
| Total loans | 836,837,000 | 800,078,000 | 758,122,000 | 731,398,000 |
| Allowance for loan losses | 10,916,000 | 11,148,000 | 11,171,000 | 10,584,000 |
| Securities available for sale | 44,829,000 | 46,623,000 | 47,824,000 | 49,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 806,231,000 | 787,407,000 | 730,398,000 | 690,115,000 |
| Interest-bearing deposits | 726,076,000 | 691,557,000 | 570,331,000 | 533,240,000 |
| Noninterest-bearing deposits | 80,155,000 | 95,850,000 | 160,067,000 | 156,875,000 |
| Equity capital | 93,854,000 | 92,749,000 | 93,458,000 | 91,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,722,000 | 20,325,000 | 29,357,000 | 37,903,000 |
| Interest expense | 3,902,000 | 7,337,000 | 9,998,000 | 11,844,000 |
| Net interest income | 6,820,000 | 12,988,000 | 19,359,000 | 26,059,000 |
| Noninterest income | 421,000 | 810,000 | 1,514,000 | 1,979,000 |
| Noninterest expense | 7,329,000 | 14,181,000 | 20,757,000 | 27,959,000 |
| Provision for loan losses | 804,000 | 1,714,000 | 1,799,000 | 2,170,000 |
| Pretax income | -892,000 | -2,097,000 | -1,683,000 | -2,091,000 |
| Income tax | -224,000 | -535,000 | -420,000 | 196,000 |
| Net income | -668,000 | -1,562,000 | -1,263,000 | -2,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,063,000 | 88,425,000 | 88,772,000 | 87,844,000 |
| Total capital | 100,780,000 | 98,942,000 | 98,801,000 | 97,608,000 |
| Risk-weighted assets | 857,118,000 | 840,692,000 | 801,149,000 | 780,257,000 |