Call reports 2019
PATRIOT BANK, NATIONAL ASSOCIATION — 2019
What PATRIOT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 953,263,000 | 977,922,000 | 972,159,000 | 980,010,000 |
| Total loans | 788,535,000 | 816,059,000 | 804,416,000 | 827,447,000 |
| Allowance for loan losses | 7,823,000 | 8,458,000 | 8,405,000 | 10,115,000 |
| Securities available for sale | 40,275,000 | 43,839,000 | 50,058,000 | 48,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 757,110,000 | 772,285,000 | 765,587,000 | 773,997,000 |
| Interest-bearing deposits | 675,051,000 | 689,555,000 | 686,055,000 | 688,737,000 |
| Noninterest-bearing deposits | 82,059,000 | 82,730,000 | 79,532,000 | 85,260,000 |
| Equity capital | 97,397,000 | 96,295,000 | 96,581,000 | 95,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,571,000 | 21,594,000 | 32,692,000 | 43,644,000 |
| Interest expense | 3,710,000 | 7,676,000 | 11,939,000 | 16,185,000 |
| Net interest income | 6,861,000 | 13,918,000 | 20,753,000 | 27,459,000 |
| Noninterest income | 823,000 | 1,651,000 | 2,074,000 | 2,483,000 |
| Noninterest expense | 6,465,000 | 13,135,000 | 19,694,000 | 26,441,000 |
| Provision for loan losses | 165,000 | 3,102,000 | 3,202,000 | 4,971,000 |
| Pretax income | 1,054,000 | -668,000 | -69,000 | -1,470,000 |
| Income tax | 168,000 | -173,000 | -18,000 | -388,000 |
| Net income | 886,000 | -495,000 | -51,000 | -1,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,404,000 | 91,599,000 | 91,696,000 | 90,828,000 |
| Total capital | 101,239,000 | 100,068,000 | 100,112,000 | 100,954,000 |
| Risk-weighted assets | 850,160,000 | 858,995,000 | 847,557,000 | 853,928,000 |