Call reports 2017
PATRIOT BANK, NATIONAL ASSOCIATION — 2017
What PATRIOT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 774,818,000 | 773,476,000 | 826,804,000 | 852,168,000 |
| Total loans | 630,726,000 | 679,088,000 | 710,119,000 | 719,647,000 |
| Allowance for loan losses | 5,697,000 | 5,944,000 | 6,222,000 | 6,297,000 |
| Securities available for sale | 21,201,000 | 24,981,000 | 29,585,000 | 25,576,000 |
| Securities held to maturity | 4,450,000 | 4,450,000 | 4,450,000 | 4,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 566,349,000 | 568,245,000 | 610,165,000 | 642,672,000 |
| Interest-bearing deposits | 485,690,000 | 488,910,000 | 532,350,000 | 561,279,000 |
| Noninterest-bearing deposits | 80,659,000 | 79,335,000 | 77,815,000 | 81,393,000 |
| Equity capital | 80,813,000 | 82,011,000 | 83,398,000 | 84,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,923,000 | 14,869,000 | 23,836,000 | 32,850,000 |
| Interest expense | 1,076,000 | 2,397,000 | 3,990,000 | 5,682,000 |
| Net interest income | 5,847,000 | 12,472,000 | 19,846,000 | 27,168,000 |
| Noninterest income | 277,000 | 627,000 | 1,012,000 | 1,444,000 |
| Noninterest expense | 4,641,000 | 9,608,000 | 14,778,000 | 20,965,000 |
| Provision for loan losses | -1,749,000 | -1,489,000 | -944,000 | -857,000 |
| Pretax income | 3,232,000 | 4,980,000 | 7,024,000 | 8,504,000 |
| Income tax | 1,136,000 | 1,715,000 | 2,373,000 | 2,875,000 |
| Net income | 2,096,000 | 3,265,000 | 4,651,000 | 5,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,657,000 | 74,306,000 | 77,328,000 | 77,407,000 |
| Total capital | 78,362,000 | 80,258,000 | 83,558,000 | 83,711,000 |
| Risk-weighted assets | 654,969,000 | 692,264,000 | 723,203,000 | 733,933,000 |