Call reports 2016
PATRIOT BANK, NATIONAL ASSOCIATION — 2016
What PATRIOT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 635,560,000 | 651,665,000 | 682,663,000 | 756,662,000 |
| Total loans | 485,183,000 | 528,654,000 | 560,150,000 | 581,657,000 |
| Allowance for loan losses | 5,247,000 | 7,209,000 | 7,328,000 | 4,675,000 |
| Securities available for sale | 28,735,000 | 23,037,000 | 23,374,000 | 24,427,000 |
| Securities held to maturity | 4,450,000 | 4,450,000 | 4,450,000 | 4,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,710,000 | 448,861,000 | 472,718,000 | 535,717,000 |
| Interest-bearing deposits | 346,154,000 | 374,941,000 | 396,924,000 | 456,339,000 |
| Noninterest-bearing deposits | 79,556,000 | 73,920,000 | 75,794,000 | 79,378,000 |
| Equity capital | 70,750,000 | 70,442,000 | 70,311,000 | 78,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,109,000 | 12,142,000 | 18,574,000 | 25,411,000 |
| Interest expense | 602,000 | 1,170,000 | 1,801,000 | 2,649,000 |
| Net interest income | 5,507,000 | 10,972,000 | 16,773,000 | 22,762,000 |
| Noninterest income | 409,000 | 775,000 | 1,187,000 | 1,556,000 |
| Noninterest expense | 4,609,000 | 9,191,000 | 13,815,000 | 18,193,000 |
| Provision for loan losses | 0 | 1,959,000 | 2,314,000 | 2,464,000 |
| Pretax income | 1,307,000 | 597,000 | 1,831,000 | 3,661,000 |
| Income tax | 417,000 | 52,000 | 570,000 | 1,207,000 |
| Net income | 890,000 | 545,000 | 1,261,000 | 2,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,027,000 | 60,202,000 | 60,524,000 | 69,620,000 |
| Total capital | 66,282,000 | 67,140,000 | 67,860,000 | 74,303,000 |
| Risk-weighted assets | 517,679,000 | 554,081,000 | 585,271,000 | 622,922,000 |