Call reports 2015
PATRIOT BANK, NATIONAL ASSOCIATION — 2015
What PATRIOT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 646,856,000 | 628,667,000 | 640,513,000 | 653,479,000 |
| Total loans | 499,359,000 | 493,913,000 | 496,314,000 | 484,369,000 |
| Allowance for loan losses | 5,193,000 | 5,208,000 | 5,240,000 | 5,242,000 |
| Securities available for sale | 32,738,000 | 31,640,000 | 30,719,000 | 29,377,000 |
| Securities held to maturity | 4,450,000 | 4,450,000 | 4,450,000 | 4,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,181,000 | 457,529,000 | 446,514,000 | 447,121,000 |
| Interest-bearing deposits | 386,776,000 | 377,681,000 | 371,429,000 | 361,982,000 |
| Noninterest-bearing deposits | 70,405,000 | 79,848,000 | 75,085,000 | 85,139,000 |
| Equity capital | 67,392,000 | 68,256,000 | 69,168,000 | 69,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,748,000 | 11,868,000 | 17,977,000 | 23,741,000 |
| Interest expense | 600,000 | 1,198,000 | 1,789,000 | 2,396,000 |
| Net interest income | 5,148,000 | 10,670,000 | 16,188,000 | 21,345,000 |
| Noninterest income | 394,000 | 845,000 | 1,207,000 | 1,780,000 |
| Noninterest expense | 4,606,000 | 9,236,000 | 13,858,000 | 18,332,000 |
| Provision for loan losses | 250,000 | 250,000 | 250,000 | 250,000 |
| Pretax income | 686,000 | 2,029,000 | 3,287,000 | 4,543,000 |
| Income tax | 201,000 | 653,000 | 1,073,000 | 1,447,000 |
| Net income | 485,000 | 1,376,000 | 2,214,000 | 3,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,221,000 | 58,219,000 | 58,844,000 | 59,957,000 |
| Total capital | 62,424,000 | 63,436,000 | 64,092,000 | 65,207,000 |
| Risk-weighted assets | 489,631,000 | 491,603,000 | 512,382,000 | 511,766,000 |