Call reports 2014
PATRIOT BANK, NATIONAL ASSOCIATION — 2014
What PATRIOT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 562,070,000 | 551,687,000 | 623,941,000 | 633,095,000 |
| Total loans | 420,603,000 | 408,000,000 | 463,806,000 | 476,907,000 |
| Allowance for loan losses | 5,480,000 | 5,213,000 | 4,913,000 | 4,924,000 |
| Securities available for sale | 36,816,000 | 35,686,000 | 34,571,000 | 33,683,000 |
| Securities held to maturity | 4,450,000 | 4,450,000 | 4,450,000 | 4,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,706,000 | 426,506,000 | 421,188,000 | 443,106,000 |
| Interest-bearing deposits | 370,002,000 | 364,748,000 | 358,457,000 | 379,635,000 |
| Noninterest-bearing deposits | 59,704,000 | 61,758,000 | 62,731,000 | 63,471,000 |
| Equity capital | 50,555,000 | 51,382,000 | 68,604,000 | 67,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,879,000 | 9,735,000 | 14,713,000 | 20,367,000 |
| Interest expense | 670,000 | 1,309,000 | 1,930,000 | 2,545,000 |
| Net interest income | 4,209,000 | 8,426,000 | 12,783,000 | 17,822,000 |
| Noninterest income | 593,000 | 1,216,000 | 1,803,000 | 1,832,000 |
| Noninterest expense | 4,183,000 | 8,304,000 | 12,889,000 | 17,903,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 619,000 | 1,338,000 | 1,697,000 | 1,751,000 |
| Income tax | 0 | 0 | -16,812,000 | -15,132,000 |
| Net income | 619,000 | 1,338,000 | 18,509,000 | 16,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,349,000 | 52,068,000 | 57,669,000 | 59,067,000 |
| Total capital | 56,343,000 | 57,081,000 | 62,582,000 | 63,991,000 |
| Risk-weighted assets | 398,982,000 | 400,860,000 | 452,639,000 | 449,283,000 |