Call reports 2013
PATRIOT BANK, NATIONAL ASSOCIATION — 2013
What PATRIOT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 608,363,000 | 568,359,000 | 535,446,000 | 540,553,000 |
| Total loans | 468,210,000 | 464,687,000 | 436,445,000 | 423,829,000 |
| Allowance for loan losses | 5,717,000 | 5,322,000 | 6,216,000 | 5,681,000 |
| Securities available for sale | 45,316,000 | 43,754,000 | 41,796,000 | 42,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 494,109,000 | 479,506,000 | 442,981,000 | 432,036,000 |
| Interest-bearing deposits | 431,873,000 | 413,774,000 | 383,013,000 | 374,846,000 |
| Noninterest-bearing deposits | 62,236,000 | 65,732,000 | 59,968,000 | 57,190,000 |
| Equity capital | 54,470,000 | 50,600,000 | 48,142,000 | 49,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,501,000 | 10,811,000 | 16,425,000 | 21,654,000 |
| Interest expense | 1,556,000 | 2,762,000 | 3,772,000 | 4,570,000 |
| Net interest income | 3,945,000 | 8,049,000 | 12,653,000 | 17,084,000 |
| Noninterest income | 688,000 | 1,453,000 | 1,965,000 | 2,426,000 |
| Noninterest expense | 6,491,000 | 15,070,000 | 21,411,000 | 25,489,000 |
| Provision for loan losses | -30,000 | -30,000 | 970,000 | 970,000 |
| Pretax income | -1,828,000 | -5,538,000 | -7,763,000 | -6,949,000 |
| Income tax | -21,000 | -21,000 | -21,000 | -21,000 |
| Net income | -1,807,000 | -5,517,000 | -7,742,000 | -6,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,033,000 | 51,792,000 | 49,598,000 | 50,411,000 |
| Total capital | 60,378,000 | 57,090,000 | 54,651,000 | 55,435,000 |
| Risk-weighted assets | 427,215,000 | 423,826,000 | 403,125,000 | 402,013,000 |