Call reports 2012
PATRIOT BANK, NATIONAL ASSOCIATION — 2012
What PATRIOT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 670,720,000 | 644,264,000 | 615,410,000 | 618,083,000 |
| Total loans | 474,726,000 | 490,532,000 | 501,751,000 | 466,336,000 |
| Allowance for loan losses | 8,461,000 | 6,674,000 | 6,692,000 | 6,016,000 |
| Securities available for sale | 62,802,000 | 60,553,000 | 22,525,000 | 45,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 542,477,000 | 524,982,000 | 486,715,000 | 499,763,000 |
| Interest-bearing deposits | 480,540,000 | 450,373,000 | 424,644,000 | 432,107,000 |
| Noninterest-bearing deposits | 61,937,000 | 74,610,000 | 62,071,000 | 67,656,000 |
| Equity capital | 57,317,000 | 58,139,000 | 57,672,000 | 56,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,186,000 | 13,497,000 | 19,480,000 | 25,217,000 |
| Interest expense | 1,951,000 | 3,803,000 | 5,479,000 | 7,120,000 |
| Net interest income | 5,235,000 | 9,694,000 | 14,001,000 | 18,097,000 |
| Noninterest income | 947,000 | 1,401,000 | 1,940,000 | 2,536,000 |
| Noninterest expense | 6,276,000 | 12,204,000 | 17,693,000 | 23,459,000 |
| Provision for loan losses | -845,000 | -2,559,000 | -2,559,000 | -2,379,000 |
| Pretax income | 743,000 | 1,442,000 | 1,723,000 | 463,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 743,000 | 1,442,000 | 1,723,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,085,000 | 57,819,000 | 58,100,000 | 56,840,000 |
| Total capital | 62,130,000 | 62,943,000 | 63,617,000 | 61,911,000 |
| Risk-weighted assets | 400,198,000 | 407,794,000 | 440,342,000 | 404,702,000 |