Call reports 2011
PATRIOT BANK, NATIONAL ASSOCIATION — 2011
What PATRIOT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 709,453,000 | 647,874,000 | 628,127,000 | 665,531,000 |
| Total loans | 479,077,000 | 463,381,000 | 464,542,000 | 510,862,000 |
| Allowance for loan losses | 12,208,000 | 11,400,000 | 11,158,000 | 9,385,000 |
| Securities available for sale | 42,540,000 | 92,973,000 | 95,235,000 | 70,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 584,556,000 | 527,754,000 | 510,967,000 | 547,972,000 |
| Interest-bearing deposits | 525,591,000 | 462,920,000 | 451,024,000 | 479,296,000 |
| Noninterest-bearing deposits | 58,965,000 | 64,834,000 | 59,943,000 | 68,676,000 |
| Equity capital | 63,686,000 | 56,899,000 | 56,405,000 | 56,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,367,000 | 14,533,000 | 21,443,000 | 28,332,000 |
| Interest expense | 2,361,000 | 4,414,000 | 6,305,000 | 8,225,000 |
| Net interest income | 5,006,000 | 10,119,000 | 15,138,000 | 20,107,000 |
| Noninterest income | 359,000 | 599,000 | 1,101,000 | 1,859,000 |
| Noninterest expense | 7,230,000 | 18,135,000 | 24,079,000 | 30,465,000 |
| Provision for loan losses | 6,981,000 | 8,464,000 | 8,464,000 | 7,464,000 |
| Pretax income | -8,846,000 | -15,881,000 | -15,524,000 | -14,854,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -8,846,000 | -15,881,000 | -15,524,000 | -14,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,337,000 | 55,305,000 | 55,666,000 | 56,339,000 |
| Total capital | 67,889,000 | 60,847,000 | 60,715,000 | 61,616,000 |
| Risk-weighted assets | 387,847,000 | 388,102,000 | 397,654,000 | 417,805,000 |