Call reports 2010
PATRIOT BANK, NATIONAL ASSOCIATION — 2010
What PATRIOT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 814,330,000 | 816,059,000 | 787,372,000 | 783,572,000 |
| Total loans | 640,004,000 | 617,954,000 | 593,771,000 | 549,905,000 |
| Allowance for loan losses | 15,062,000 | 13,989,000 | 17,150,000 | 15,374,000 |
| Securities available for sale | 63,312,000 | 61,448,000 | 49,770,000 | 44,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 711,959,000 | 715,362,000 | 691,086,000 | 649,770,000 |
| Interest-bearing deposits | 662,526,000 | 662,765,000 | 645,178,000 | 595,751,000 |
| Noninterest-bearing deposits | 49,433,000 | 52,597,000 | 45,908,000 | 54,019,000 |
| Equity capital | 41,140,000 | 39,733,000 | 33,393,000 | 72,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,691,000 | 19,098,000 | 27,567,000 | 35,609,000 |
| Interest expense | 3,612,000 | 7,062,000 | 10,332,000 | 13,186,000 |
| Net interest income | 6,079,000 | 12,036,000 | 17,235,000 | 22,423,000 |
| Noninterest income | -216,000 | 243,000 | 601,000 | 1,105,000 |
| Noninterest expense | 7,966,000 | 15,191,000 | 22,430,000 | 30,387,000 |
| Provision for loan losses | 727,000 | 1,239,000 | 6,264,000 | 7,714,000 |
| Pretax income | -2,830,000 | -4,151,000 | -10,858,000 | -14,573,000 |
| Income tax | 225,000 | 225,000 | 225,000 | 225,000 |
| Net income | -3,055,000 | -4,376,000 | -11,083,000 | -14,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,909,000 | 38,592,000 | 31,889,000 | 71,178,000 |
| Total capital | 47,667,000 | 45,596,000 | 38,815,000 | 77,705,000 |
| Risk-weighted assets | 562,802,000 | 522,187,000 | 498,996,000 | 469,782,000 |