Call reports 2009
PATRIOT BANK, NATIONAL ASSOCIATION — 2009
What PATRIOT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 970,005,000 | 980,390,000 | 937,000,000 | 865,988,000 |
| Total loans | 801,734,000 | 729,484,000 | 719,960,000 | 661,000,000 |
| Allowance for loan losses | 16,631,000 | 16,565,000 | 17,652,000 | 15,794,000 |
| Securities available for sale | 25,430,000 | 33,543,000 | 32,121,000 | 49,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 844,064,000 | 859,496,000 | 829,172,000 | 761,453,000 |
| Interest-bearing deposits | 828,266,000 | 806,995,000 | 780,999,000 | 711,579,000 |
| Noninterest-bearing deposits | 15,798,000 | 52,501,000 | 48,172,000 | 49,874,000 |
| Equity capital | 65,339,000 | 61,320,000 | 47,564,000 | 43,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 12,359,000 | 23,358,000 | 33,342,000 | 42,968,000 |
| Interest expense | 6,738,000 | 13,244,000 | 19,150,000 | 24,028,000 |
| Net interest income | 5,621,000 | 10,114,000 | 14,192,000 | 18,940,000 |
| Noninterest income | 589,000 | 1,255,000 | 1,873,000 | 2,539,000 |
| Noninterest expense | 6,298,000 | 13,737,000 | 21,265,000 | 30,145,000 |
| Provision for loan losses | 1,600,000 | 7,556,000 | 9,009,000 | 13,089,000 |
| Pretax income | -1,254,000 | -9,490,000 | -13,775,000 | -21,304,000 |
| Income tax | -258,000 | -3,954,000 | 5,611,000 | 2,214,000 |
| Net income | -996,000 | -5,536,000 | -19,386,000 | -23,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,147,000 | 59,085,000 | 47,087,000 | 42,960,000 |
| Total capital | 72,208,000 | 67,478,000 | 55,329,000 | 51,056,000 |
| Risk-weighted assets | 717,272,000 | 661,396,000 | 632,264,000 | 595,099,000 |