Call reports 2008
PATRIOT BANK, NATIONAL ASSOCIATION — 2008
What PATRIOT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 885,194,000 | 903,976,000 | 904,319,000 | 912,896,000 |
| Total loans | 760,799,000 | 783,517,000 | 800,096,000 | 804,816,000 |
| Allowance for loan losses | 6,150,000 | 7,218,000 | 9,502,000 | 16,247,000 |
| Securities available for sale | 66,287,000 | 52,532,000 | 57,455,000 | 52,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 766,298,000 | 727,914,000 | 732,307,000 | 785,015,000 |
| Interest-bearing deposits | 749,434,000 | 661,052,000 | 677,799,000 | 734,627,000 |
| Noninterest-bearing deposits | 16,864,000 | 66,862,000 | 54,508,000 | 50,388,000 |
| Equity capital | 74,205,000 | 74,366,000 | 72,427,000 | 66,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 14,299,000 | 28,823,000 | 42,295,000 | 55,750,000 |
| Interest expense | 7,991,000 | 15,270,000 | 21,517,000 | 28,003,000 |
| Net interest income | 6,308,000 | 13,553,000 | 20,778,000 | 27,747,000 |
| Noninterest income | 754,000 | 1,515,000 | 2,261,000 | 3,018,000 |
| Noninterest expense | 6,215,000 | 12,578,000 | 18,565,000 | 25,917,000 |
| Provision for loan losses | 477,000 | 1,545,000 | 4,545,000 | 11,290,000 |
| Pretax income | 370,000 | 945,000 | -1,121,000 | -9,609,000 |
| Income tax | 52,000 | 105,000 | -183,000 | -3,064,000 |
| Net income | 318,000 | 840,000 | -938,000 | -6,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,531,000 | 72,877,000 | 71,277,000 | 64,787,000 |
| Total capital | 78,681,000 | 80,095,000 | 80,363,000 | 73,982,000 |
| Risk-weighted assets | 709,550,000 | 714,980,000 | 726,448,000 | 728,543,000 |