Call reports 2007
PATRIOT BANK, NATIONAL ASSOCIATION — 2007
What PATRIOT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 723,685,000 | 755,449,000 | 769,041,000 | 807,062,000 |
| Total loans | 554,368,000 | 597,671,000 | 647,025,000 | 691,559,000 |
| Allowance for loan losses | 5,630,000 | 5,598,000 | 5,598,000 | 5,673,000 |
| Securities available for sale | 101,130,000 | 98,588,000 | 61,280,000 | 67,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 641,553,000 | 680,379,000 | 657,511,000 | 673,203,000 |
| Interest-bearing deposits | 620,297,000 | 649,369,000 | 636,662,000 | 658,185,000 |
| Noninterest-bearing deposits | 21,256,000 | 31,010,000 | 20,849,000 | 15,018,000 |
| Equity capital | 71,362,000 | 71,837,000 | 72,850,000 | 73,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,565,000 | 24,559,000 | 37,856,000 | 51,862,000 |
| Interest expense | 5,792,000 | 12,712,000 | 19,603,000 | 27,076,000 |
| Net interest income | 5,773,000 | 11,847,000 | 18,253,000 | 24,786,000 |
| Noninterest income | 585,000 | 1,106,000 | 1,658,000 | 2,332,000 |
| Noninterest expense | 5,336,000 | 10,881,000 | 16,446,000 | 22,113,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 1,022,000 | 2,077,000 | 3,470,000 | 4,935,000 |
| Income tax | 327,000 | 667,000 | 1,137,000 | 1,537,000 |
| Net income | 695,000 | 1,410,000 | 2,333,000 | 3,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,338,000 | 70,878,000 | 71,598,000 | 72,438,000 |
| Total capital | 75,968,000 | 76,476,000 | 77,196,000 | 78,111,000 |
| Risk-weighted assets | 562,024,000 | 604,812,000 | 615,688,000 | 649,521,000 |