Call reports 2006
PATRIOT BANK, NATIONAL ASSOCIATION — 2006
What PATRIOT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 507,190,000 | 558,546,000 | 613,374,000 | 645,510,000 |
| Total loans | 413,223,000 | 455,962,000 | 460,632,000 | 512,515,000 |
| Allowance for loan losses | 5,161,000 | 5,511,000 | 5,630,000 | 5,630,000 |
| Securities available for sale | 75,277,000 | 72,315,000 | 98,990,000 | 91,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,866,000 | 472,877,000 | 506,111,000 | 562,878,000 |
| Interest-bearing deposits | 393,721,000 | 421,737,000 | 485,317,000 | 547,087,000 |
| Noninterest-bearing deposits | 50,145,000 | 51,140,000 | 20,794,000 | 15,791,000 |
| Equity capital | 38,917,000 | 39,140,000 | 69,710,000 | 70,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,040,000 | 17,193,000 | 27,049,000 | 38,010,000 |
| Interest expense | 3,274,000 | 7,294,000 | 11,938,000 | 17,397,000 |
| Net interest income | 4,766,000 | 9,899,000 | 15,111,000 | 20,613,000 |
| Noninterest income | 630,000 | 1,212,000 | 1,844,000 | 2,378,000 |
| Noninterest expense | 4,031,000 | 8,419,000 | 12,901,000 | 17,566,000 |
| Provision for loan losses | 573,000 | 924,000 | 1,040,000 | 1,040,000 |
| Pretax income | 792,000 | 1,768,000 | 3,014,000 | 4,385,000 |
| Income tax | 231,000 | 526,000 | 916,000 | 1,267,000 |
| Net income | 561,000 | 1,242,000 | 2,098,000 | 3,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,195,000 | 39,586,000 | 69,635,000 | 69,869,000 |
| Total capital | 43,965,000 | 44,824,000 | 75,265,000 | 75,499,000 |
| Risk-weighted assets | 381,170,000 | 418,752,000 | 460,266,000 | 502,570,000 |