Call reports 2003
PATRIOT BANK, NATIONAL ASSOCIATION — 2003
What PATRIOT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 257,400,000 | 301,851,000 | 318,002,000 | 341,984,000 |
| Total loans | 179,829,000 | 186,226,000 | 210,397,000 | 217,355,000 |
| Allowance for loan losses | 2,537,000 | 2,627,000 | 2,838,000 | 2,935,000 |
| Securities available for sale | 59,657,000 | 84,482,000 | 93,317,000 | 100,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,854,000 | 249,020,000 | 266,309,000 | 290,359,000 |
| Interest-bearing deposits | 196,142,000 | 224,161,000 | 238,451,000 | 259,515,000 |
| Noninterest-bearing deposits | 23,712,000 | 24,859,000 | 27,858,000 | 30,844,000 |
| Equity capital | 25,637,000 | 25,953,000 | 26,026,000 | 26,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,433,000 | 7,003,000 | 10,976,000 | 15,215,000 |
| Interest expense | 1,151,000 | 2,436,000 | 3,844,000 | 5,318,000 |
| Net interest income | 2,282,000 | 4,567,000 | 7,132,000 | 9,897,000 |
| Noninterest income | 1,217,000 | 2,513,000 | 3,624,000 | 4,506,000 |
| Noninterest expense | 2,848,000 | 5,848,000 | 8,705,000 | 11,630,000 |
| Provision for loan losses | 165,000 | 255,000 | 466,000 | 563,000 |
| Pretax income | 611,000 | 1,285,000 | 1,893,000 | 2,518,000 |
| Income tax | 233,000 | 460,000 | 658,000 | 877,000 |
| Net income | 378,000 | 825,000 | 1,235,000 | 1,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,320,000 | 24,767,000 | 25,181,000 | 25,633,000 |
| Total capital | 26,776,000 | 27,394,000 | 28,019,000 | 28,568,000 |
| Risk-weighted assets | 196,435,000 | 211,510,000 | 231,313,000 | 244,875,000 |