Call reports 2002
PATRIOT BANK, NATIONAL ASSOCIATION — 2002
What PATRIOT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 202,940,000 | 221,803,000 | 237,521,000 | 248,527,000 |
| Total loans | 133,024,000 | 140,015,000 | 152,339,000 | 173,167,000 |
| Allowance for loan losses | 1,978,000 | 2,062,000 | 2,146,000 | 2,372,000 |
| Securities available for sale | 36,730,000 | 60,347,000 | 71,932,000 | 63,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,902,000 | 192,564,000 | 207,501,000 | 217,984,000 |
| Interest-bearing deposits | 164,538,000 | 174,040,000 | 189,305,000 | 192,391,000 |
| Noninterest-bearing deposits | 17,364,000 | 18,524,000 | 18,196,000 | 25,593,000 |
| Equity capital | 17,339,000 | 17,824,000 | 18,214,000 | 18,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,932,000 | 5,879,000 | 9,226,000 | 12,605,000 |
| Interest expense | 1,165,000 | 2,304,000 | 3,546,000 | 4,765,000 |
| Net interest income | 1,767,000 | 3,575,000 | 5,680,000 | 7,840,000 |
| Noninterest income | 875,000 | 2,008,000 | 3,103,000 | 4,139,000 |
| Noninterest expense | 2,220,000 | 4,619,000 | 7,187,000 | 9,782,000 |
| Provision for loan losses | 74,000 | 158,000 | 242,000 | 468,000 |
| Pretax income | 317,000 | 775,000 | 1,328,000 | 1,703,000 |
| Income tax | 111,000 | 274,000 | 481,000 | 621,000 |
| Net income | 206,000 | 501,000 | 847,000 | 1,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,254,000 | 16,524,000 | 16,826,000 | 17,001,000 |
| Total capital | 18,232,000 | 18,511,000 | 18,974,000 | 19,340,000 |
| Risk-weighted assets | 160,610,000 | 158,887,000 | 171,503,000 | 186,648,000 |