Call reports 2001
PATRIOT BANK, NATIONAL ASSOCIATION — 2001
What PATRIOT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 189,051,000 | 183,794,000 | 198,246,000 | 202,569,000 |
| Total loans | 130,217,000 | 135,069,000 | 134,388,000 | 137,574,000 |
| Allowance for loan losses | 1,689,000 | 1,746,000 | 1,824,000 | 1,894,000 |
| Securities available for sale | 24,711,000 | 34,209,000 | 47,728,000 | 41,506,000 |
| Securities held to maturity | 11,797,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,613,000 | 165,326,000 | 179,063,000 | 183,287,000 |
| Interest-bearing deposits | 154,945,000 | 148,948,000 | 163,563,000 | 166,302,000 |
| Noninterest-bearing deposits | 15,668,000 | 16,377,000 | 15,500,000 | 16,985,000 |
| Equity capital | 16,727,000 | 16,921,000 | 17,340,000 | 17,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,741,000 | 7,197,000 | 10,529,000 | 13,723,000 |
| Interest expense | 1,994,000 | 3,703,000 | 5,317,000 | 6,867,000 |
| Net interest income | 1,747,000 | 3,494,000 | 5,212,000 | 6,856,000 |
| Noninterest income | 697,000 | 1,688,000 | 2,592,000 | 3,628,000 |
| Noninterest expense | 1,883,000 | 4,046,000 | 6,291,000 | 8,547,000 |
| Provision for loan losses | 44,000 | 102,000 | 180,000 | 250,000 |
| Pretax income | 517,000 | 916,000 | 1,215,000 | 1,569,000 |
| Income tax | 194,000 | 315,000 | 417,000 | 564,000 |
| Net income | 323,000 | 601,000 | 798,000 | 1,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,523,000 | 15,775,000 | 15,998,000 | 16,109,000 |
| Total capital | 17,212,000 | 17,521,000 | 17,822,000 | 18,003,000 |
| Risk-weighted assets | 156,778,000 | 154,358,000 | 168,487,000 | 168,359,000 |