Call reports 2015

FIRST SOUTH BANK — 2015

Name: FIRST SOUTH BANK — FFIEC call report 2015
Creator: FIRST SOUTH BANK

What FIRST SOUTH BANK reported to the FFIEC in 2015, quarter by quarter.

PERIOD: 2015SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/dc1e391f-eef2-451c-937b-dfd5b9cd4105/2015

Balance sheet

What the bank holds and owes at quarter end

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Total assets	252,992,000	254,244,000	249,055,000	242,783,000
Total loans	143,582,000	156,026,000	152,709,000	155,139,000
Allowance for loan losses	3,579,000	3,635,000	3,534,000	2,530,000
Securities available for sale	58,741,000	56,540,000	57,359,000	53,171,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	227,066,000	228,080,000	221,941,000	211,226,000
Interest-bearing deposits	216,042,000	217,077,000	211,203,000	203,041,000
Noninterest-bearing deposits	11,024,000	11,003,000	10,738,000	8,185,000
Equity capital	9,912,000	8,088,000	8,955,000	9,082,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Interest income	2,082,000	4,254,000	6,467,000	8,674,000
Interest expense	467,000	953,000	1,457,000	1,959,000
Net interest income	1,615,000	3,301,000	5,010,000	6,715,000
Noninterest income	99,000	129,000	-289,000	-656,000
Noninterest expense	1,916,000	3,829,000	5,691,000	7,751,000
Provision for loan losses	-1,000,000	-1,000,000	-1,000,000	-2,000,000
Pretax income	993,000	812,000	241,000	597,000
Income tax	0	0	0	19,000
Net income	993,000	812,000	241,000	578,000

Basel measures — not reported for every quarter

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Tier 1 capital	10,067,000	9,882,000	9,310,000	10,150,000
Total capital	12,528,000	12,446,000	11,750,000	12,547,000
Risk-weighted assets	195,841,000	204,020,000	194,145,000	191,622,000