Call report 2005Q1
FIRST SOUTH BANK — 2005Q1
The 22 measures FIRST SOUTH BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 312,735,000 | USD | evidence → |
| Total loans | 260,046,000 | USD | evidence → |
| Allowance for loan losses | 3,150,000 | USD | evidence → |
| Securities available for sale | 17,373,000 | USD | evidence → |
| Securities held to maturity | 2,772,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 262,235,000 | USD | evidence → |
| Interest-bearing deposits | 245,339,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,896,000 | USD | evidence → |
| Equity capital | 27,104,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,675,000 | USD | evidence → |
| Interest expense | 1,730,000 | USD | evidence → |
| Net interest income | 2,945,000 | USD | evidence → |
| Noninterest income | 209,000 | USD | evidence → |
| Noninterest expense | 1,497,000 | USD | evidence → |
| Provision for loan losses | 287,000 | USD | evidence → |
| Pretax income | 1,378,000 | USD | evidence → |
| Income tax | 499,000 | USD | evidence → |
| Net income | 879,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,219,000 | USD | evidence → |
| Total capital | 35,269,000 | USD | evidence → |
| Risk-weighted assets | 258,105,000 | USD | evidence → |