Call reports 2005
JOHNSON BANK ARIZONA, N.A. — 2005
What JOHNSON BANK ARIZONA, N.A. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 538,390,000 | 587,129,000 | 610,355,000 | 592,929,000 |
| Total loans | 420,856,000 | 432,539,000 | 444,069,000 | 472,057,000 |
| Allowance for loan losses | 5,991,000 | 6,219,000 | 6,218,000 | 6,226,000 |
| Securities available for sale | 63,000,000 | 68,426,000 | 63,273,000 | 60,687,000 |
| Securities held to maturity | 12,612,000 | 11,617,000 | 10,831,000 | 10,194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,729,000 | 467,936,000 | 492,398,000 | 463,327,000 |
| Interest-bearing deposits | 377,431,000 | 381,230,000 | 383,987,000 | 391,204,000 |
| Noninterest-bearing deposits | 53,298,000 | 86,706,000 | 108,411,000 | 72,123,000 |
| Equity capital | 39,480,000 | 41,768,000 | 42,536,000 | 43,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,452,000 | 15,567,000 | 24,625,000 | 33,973,000 |
| Interest expense | 1,350,000 | 3,042,000 | 5,070,000 | 7,392,000 |
| Net interest income | 6,102,000 | 12,525,000 | 19,555,000 | 26,581,000 |
| Noninterest income | 368,000 | 819,000 | 1,257,000 | 1,737,000 |
| Noninterest expense | 3,689,000 | 7,654,000 | 11,641,000 | 15,398,000 |
| Provision for loan losses | 228,000 | 456,000 | 456,000 | 456,000 |
| Pretax income | 2,553,000 | 5,234,000 | 8,715,000 | 12,464,000 |
| Income tax | 849,000 | 1,747,000 | 2,935,000 | 4,262,000 |
| Net income | 1,704,000 | 3,487,000 | 5,780,000 | 8,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,159,000 | 41,943,000 | 43,238,000 | 44,656,000 |
| Total capital | 48,526,000 | 50,732,000 | 52,090,000 | 53,691,000 |
| Risk-weighted assets | 412,575,000 | 446,470,000 | 451,625,000 | 466,429,000 |