Call reports 2003
JOHNSON BANK ARIZONA, N.A. — 2003
What JOHNSON BANK ARIZONA, N.A. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 404,730,000 | 447,758,000 | 451,223,000 | 458,002,000 |
| Total loans | 313,166,000 | 342,280,000 | 348,292,000 | 365,096,000 |
| Allowance for loan losses | 4,478,000 | 4,644,000 | 4,802,000 | 4,961,000 |
| Securities available for sale | 45,686,000 | 52,754,000 | 58,084,000 | 59,299,000 |
| Securities held to maturity | 0 | 15,167,000 | 14,406,000 | 13,820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,539,000 | 331,017,000 | 325,489,000 | 319,104,000 |
| Interest-bearing deposits | 266,817,000 | 277,663,000 | 293,270,000 | 286,692,000 |
| Noninterest-bearing deposits | 43,722,000 | 53,354,000 | 32,219,000 | 32,412,000 |
| Equity capital | 31,416,000 | 32,904,000 | 33,882,000 | 35,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,512,000 | 11,524,000 | 17,858,000 | 23,918,000 |
| Interest expense | 1,030,000 | 2,046,000 | 3,012,000 | 3,976,000 |
| Net interest income | 4,482,000 | 9,478,000 | 14,846,000 | 19,942,000 |
| Noninterest income | 339,000 | 714,000 | 1,103,000 | 1,567,000 |
| Noninterest expense | 2,996,000 | 6,132,000 | 9,362,000 | 12,638,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,675,000 | 3,760,000 | 6,137,000 | 8,271,000 |
| Income tax | 552,000 | 1,244,000 | 2,055,000 | 2,787,000 |
| Net income | 1,123,000 | 2,516,000 | 4,082,000 | 5,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,173,000 | 31,609,000 | 33,218,000 | 34,663,000 |
| Total capital | 38,268,000 | 40,069,000 | 41,757,000 | 43,376,000 |
| Risk-weighted assets | 327,248,000 | 356,266,000 | 362,844,000 | 376,798,000 |