Call reports 2025
UNIBANK FOR SAVINGS — 2025
What UNIBANK FOR SAVINGS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,733,614,000 | 2,938,536,000 | 2,770,328,000 | 2,735,109,000 |
| Total loans | 2,075,999,000 | 2,088,518,000 | 2,089,461,000 | 2,128,683,000 |
| Allowance for loan losses | 27,422,000 | 29,195,000 | 29,300,000 | 29,138,000 |
| Securities available for sale | 393,922,000 | 434,442,000 | 474,459,000 | 467,723,000 |
| Securities held to maturity | 53,095,000 | 53,360,000 | 47,917,000 | 44,590,000 |
| Trading assets | 3,276,000 | 2,635,000 | 2,313,000 | 1,946,000 |
| Total deposits | 2,277,829,000 | 2,466,433,000 | 2,249,831,000 | 2,143,119,000 |
| Interest-bearing deposits | 1,988,185,000 | 2,163,107,000 | 1,955,610,000 | 1,847,692,000 |
| Noninterest-bearing deposits | 289,644,000 | 303,326,000 | 294,221,000 | 295,427,000 |
| Equity capital | 198,253,000 | 206,498,000 | 212,860,000 | 220,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 28,791,000 | 60,420,000 | 91,163,000 | 122,153,000 |
| Interest expense | 11,104,000 | 22,433,000 | 33,463,000 | 43,817,000 |
| Net interest income | 17,687,000 | 37,987,000 | 57,700,000 | 78,336,000 |
| Noninterest income | 4,023,000 | 8,194,000 | 12,223,000 | 15,572,000 |
| Noninterest expense | 14,936,000 | 29,318,000 | 44,472,000 | 59,095,000 |
| Provision for loan losses | 575,000 | 2,075,000 | 2,075,000 | 3,975,000 |
| Pretax income | 5,949,000 | 14,578,000 | 23,166,000 | 30,628,000 |
| Income tax | 1,838,000 | 4,144,000 | 6,439,000 | 8,414,000 |
| Net income | 4,111,000 | 10,434,000 | 16,727,000 | 22,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 247,815,000 | 254,138,000 | 255,430,000 | 260,918,000 |
| Total capital | 271,981,000 | 278,345,000 | 279,432,000 | 285,359,000 |
| Risk-weighted assets | 1,928,727,000 | 1,930,264,000 | 1,913,566,000 | 1,949,258,000 |