Call reports 2024
UNIBANK FOR SAVINGS — 2024
What UNIBANK FOR SAVINGS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,599,798,000 | 2,735,163,000 | 2,589,438,000 | 2,571,840,000 |
| Total loans | 1,930,663,000 | 1,947,156,000 | 1,976,666,000 | 2,017,026,000 |
| Allowance for loan losses | 27,208,000 | 26,877,000 | 26,704,000 | 27,096,000 |
| Securities available for sale | 396,991,000 | 420,390,000 | 426,746,000 | 395,207,000 |
| Securities held to maturity | 38,424,000 | 44,403,000 | 50,818,000 | 50,157,000 |
| Trading assets | 5,157,000 | 5,079,000 | 2,975,000 | 4,199,000 |
| Total deposits | 2,263,908,000 | 2,398,542,000 | 2,195,389,000 | 2,121,858,000 |
| Interest-bearing deposits | 2,010,727,000 | 2,132,774,000 | 1,904,185,000 | 1,819,179,000 |
| Noninterest-bearing deposits | 253,181,000 | 265,768,000 | 291,204,000 | 302,679,000 |
| Equity capital | 177,409,000 | 181,331,000 | 199,232,000 | 189,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 26,599,000 | 56,071,000 | 84,596,000 | 112,471,000 |
| Interest expense | 10,967,000 | 23,191,000 | 34,895,000 | 46,163,000 |
| Net interest income | 15,632,000 | 32,880,000 | 49,701,000 | 66,308,000 |
| Noninterest income | 4,004,000 | 7,896,000 | 11,226,000 | 14,211,000 |
| Noninterest expense | 13,447,000 | 27,248,000 | 41,499,000 | 55,200,000 |
| Provision for loan losses | 125,000 | 125,000 | -325,000 | -325,000 |
| Pretax income | 6,064,000 | 13,403,000 | 19,218,000 | 25,109,000 |
| Income tax | 1,641,000 | 3,555,000 | 5,020,000 | 6,420,000 |
| Net income | 4,423,000 | 9,848,000 | 14,198,000 | 18,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 235,438,000 | 240,863,000 | 243,212,000 | 245,703,000 |
| Total capital | 258,445,000 | 263,888,000 | 266,384,000 | 269,311,000 |
| Risk-weighted assets | 1,835,833,000 | 1,837,634,000 | 1,849,187,000 | 1,884,070,000 |