Call reports 2023
UNIBANK FOR SAVINGS — 2023
What UNIBANK FOR SAVINGS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,551,976,000 | 2,685,636,000 | 2,520,940,000 | 2,509,564,000 |
| Total loans | 1,920,880,000 | 1,946,359,000 | 1,966,772,000 | 1,946,017,000 |
| Allowance for loan losses | 24,276,000 | 25,519,000 | 26,187,000 | 26,765,000 |
| Securities available for sale | 448,692,000 | 430,061,000 | 398,727,000 | 413,973,000 |
| Securities held to maturity | 49,308,000 | 51,953,000 | 46,706,000 | 45,326,000 |
| Trading assets | 4,682,000 | 5,656,000 | 6,644,000 | 4,362,000 |
| Total deposits | 2,212,009,000 | 2,344,582,000 | 2,237,506,000 | 2,196,634,000 |
| Interest-bearing deposits | 1,930,516,000 | 2,046,891,000 | 1,948,918,000 | 1,917,324,000 |
| Noninterest-bearing deposits | 281,493,000 | 297,691,000 | 288,588,000 | 279,310,000 |
| Equity capital | 162,004,000 | 164,731,000 | 153,552,000 | 177,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 23,524,000 | 50,461,000 | 76,265,000 | 102,947,000 |
| Interest expense | 4,966,000 | 12,932,000 | 21,299,000 | 31,206,000 |
| Net interest income | 18,558,000 | 37,529,000 | 54,966,000 | 71,741,000 |
| Noninterest income | 3,727,000 | 7,543,000 | 11,419,000 | 14,898,000 |
| Noninterest expense | 13,921,000 | 27,105,000 | 40,170,000 | 53,493,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 2,200,000 | 2,400,000 |
| Pretax income | 7,464,000 | 16,167,000 | 24,015,000 | 30,746,000 |
| Income tax | 2,165,000 | 4,640,000 | 6,678,000 | 9,024,000 |
| Net income | 5,299,000 | 11,527,000 | 17,337,000 | 21,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 217,343,000 | 223,570,000 | 226,631,000 | 231,015,000 |
| Total capital | 240,683,000 | 247,161,000 | 250,212,000 | 254,201,000 |
| Risk-weighted assets | 1,865,924,000 | 1,884,972,000 | 1,883,526,000 | 1,850,742,000 |