Call reports 2022
UNIBANK FOR SAVINGS — 2022
What UNIBANK FOR SAVINGS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,374,027,000 | 2,399,218,000 | 2,444,526,000 | 2,501,503,000 |
| Total loans | 1,588,354,000 | 1,675,809,000 | 1,810,010,000 | 1,892,525,000 |
| Allowance for loan losses | 18,705,000 | 20,023,000 | 21,713,000 | 23,292,000 |
| Securities available for sale | 577,383,000 | 508,163,000 | 465,012,000 | 456,032,000 |
| Securities held to maturity | 30,764,000 | 58,024,000 | 56,501,000 | 52,231,000 |
| Trading assets | 3,238,000 | 3,583,000 | 6,474,000 | 5,919,000 |
| Total deposits | 2,049,173,000 | 2,087,999,000 | 2,136,070,000 | 2,100,547,000 |
| Interest-bearing deposits | 1,772,923,000 | 1,795,018,000 | 1,845,340,000 | 1,805,591,000 |
| Noninterest-bearing deposits | 276,250,000 | 292,981,000 | 290,730,000 | 294,956,000 |
| Equity capital | 167,723,000 | 154,572,000 | 139,419,000 | 149,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 15,268,000 | 32,242,000 | 51,652,000 | 73,671,000 |
| Interest expense | 480,000 | 899,000 | 1,871,000 | 4,199,000 |
| Net interest income | 14,788,000 | 31,343,000 | 49,781,000 | 69,472,000 |
| Noninterest income | 4,102,000 | 8,126,000 | 11,379,000 | 14,403,000 |
| Noninterest expense | 12,940,000 | 25,561,000 | 38,900,000 | 51,524,000 |
| Provision for loan losses | 950,000 | 1,800,000 | 3,221,000 | 4,583,000 |
| Pretax income | 5,000,000 | 12,108,000 | 19,039,000 | 27,768,000 |
| Income tax | 1,528,000 | 3,701,000 | 5,872,000 | 7,664,000 |
| Net income | 3,472,000 | 8,407,000 | 13,167,000 | 20,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 196,756,000 | 201,691,000 | 205,950,000 | 211,887,000 |
| Total capital | 215,822,000 | 222,075,000 | 228,024,000 | 235,050,000 |
| Risk-weighted assets | 1,614,117,000 | 1,685,195,000 | 1,798,840,000 | 1,852,514,000 |