Call reports 2021
UNIBANK FOR SAVINGS — 2021
What UNIBANK FOR SAVINGS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,335,208,000 | 2,577,497,000 | 2,567,352,000 | 2,378,833,000 |
| Total loans | 1,373,066,000 | 1,416,750,000 | 1,476,845,000 | 1,531,374,000 |
| Allowance for loan losses | 24,662,000 | 16,924,000 | 18,120,000 | 17,492,000 |
| Securities available for sale | 486,149,000 | 752,945,000 | 711,515,000 | 697,627,000 |
| Securities held to maturity | 20,446,000 | 25,799,000 | 23,954,000 | 31,889,000 |
| Trading assets | 14,087,000 | 7,615,000 | 6,508,000 | 4,616,000 |
| Total deposits | 1,998,659,000 | 2,184,746,000 | 2,053,205,000 | 2,014,760,000 |
| Interest-bearing deposits | 1,716,034,000 | 1,891,550,000 | 1,773,781,000 | 1,731,016,000 |
| Noninterest-bearing deposits | 282,625,000 | 293,196,000 | 279,424,000 | 283,744,000 |
| Equity capital | 182,033,000 | 182,889,000 | 186,192,000 | 188,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 13,618,000 | 27,892,000 | 43,749,000 | 59,093,000 |
| Interest expense | 733,000 | 1,390,000 | 2,033,000 | 2,603,000 |
| Net interest income | 12,885,000 | 26,502,000 | 41,716,000 | 56,490,000 |
| Noninterest income | 4,447,000 | 8,815,000 | 12,550,000 | 19,097,000 |
| Noninterest expense | 13,277,000 | 27,475,000 | 39,561,000 | 53,773,000 |
| Provision for loan losses | 2,750,000 | 5,930,000 | 6,980,000 | 6,037,000 |
| Pretax income | 1,520,000 | 2,111,000 | 7,877,000 | 15,929,000 |
| Income tax | 313,000 | 350,000 | 1,781,000 | 4,143,000 |
| Net income | 1,207,000 | 1,761,000 | 6,096,000 | 11,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,705,000 | 183,259,000 | 187,593,000 | 193,283,000 |
| Total capital | 199,621,000 | 200,441,000 | 206,074,000 | 211,136,000 |
| Risk-weighted assets | 1,345,308,000 | 1,449,182,000 | 1,523,189,000 | 1,566,499,000 |