Call reports 2020
UNIBANK FOR SAVINGS — 2020
What UNIBANK FOR SAVINGS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,057,059,000 | 2,231,899,000 | 2,098,629,000 | 2,161,719,000 |
| Total loans | 1,412,576,000 | 1,478,361,000 | 1,445,011,000 | 1,363,092,000 |
| Allowance for loan losses | 14,800,000 | 16,734,000 | 18,552,000 | 22,000,000 |
| Securities available for sale | 215,745,000 | 184,178,000 | 170,440,000 | 175,542,000 |
| Securities held to maturity | 4,996,000 | 10,981,000 | 6,811,000 | 17,525,000 |
| Trading assets | 15,757,000 | 15,216,000 | 16,316,000 | 14,087,000 |
| Total deposits | 1,709,668,000 | 2,029,319,000 | 1,886,406,000 | 1,943,858,000 |
| Interest-bearing deposits | 1,539,504,000 | 1,770,317,000 | 1,623,512,000 | 1,668,774,000 |
| Noninterest-bearing deposits | 170,164,000 | 259,002,000 | 262,894,000 | 275,084,000 |
| Equity capital | 165,687,000 | 166,919,000 | 181,387,000 | 184,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 15,716,000 | 30,560,000 | 44,807,000 | 59,478,000 |
| Interest expense | 2,569,000 | 4,720,000 | 6,153,000 | 7,068,000 |
| Net interest income | 13,147,000 | 25,840,000 | 38,654,000 | 52,410,000 |
| Noninterest income | 3,473,000 | 8,513,000 | 13,290,000 | 18,483,000 |
| Noninterest expense | 13,076,000 | 25,705,000 | 37,978,000 | 50,403,000 |
| Provision for loan losses | 750,000 | 4,400,000 | 6,300,000 | 7,750,000 |
| Pretax income | 2,794,000 | 4,248,000 | 7,666,000 | 12,740,000 |
| Income tax | 659,000 | 999,000 | 1,873,000 | 3,320,000 |
| Net income | 2,135,000 | 3,249,000 | 5,793,000 | 9,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,212,000 | 163,327,000 | 177,870,000 | 181,498,000 |
| Total capital | 177,248,000 | 180,297,000 | 194,780,000 | 198,211,000 |
| Risk-weighted assets | 1,371,085,000 | 1,468,230,000 | 1,350,936,000 | 1,331,473,000 |