Call reports 2019
UNIBANK FOR SAVINGS — 2019
What UNIBANK FOR SAVINGS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,781,642,000 | 1,787,624,000 | 1,763,811,000 | 1,767,684,000 |
| Total loans | 1,288,380,000 | 1,291,780,000 | 1,305,361,000 | 1,396,307,000 |
| Allowance for loan losses | 11,864,000 | 12,181,000 | 14,379,000 | 13,990,000 |
| Securities available for sale | 268,761,000 | 269,573,000 | 248,836,000 | 236,817,000 |
| Securities held to maturity | 25,416,000 | 16,484,000 | 11,012,000 | 8,055,000 |
| Trading assets | 0 | 2,857,000 | 5,041,000 | 3,426,000 |
| Total deposits | 1,621,364,000 | 1,619,317,000 | 1,590,356,000 | 1,594,007,000 |
| Interest-bearing deposits | 1,470,542,000 | 1,460,476,000 | 1,428,042,000 | 1,421,195,000 |
| Noninterest-bearing deposits | 150,822,000 | 158,841,000 | 162,314,000 | 172,812,000 |
| Equity capital | 149,629,000 | 155,950,000 | 158,201,000 | 159,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 16,042,000 | 32,863,000 | 49,220,000 | 65,365,000 |
| Interest expense | 2,900,000 | 6,193,000 | 9,449,000 | 12,346,000 |
| Net interest income | 13,142,000 | 26,670,000 | 39,771,000 | 53,019,000 |
| Noninterest income | 2,968,000 | 6,229,000 | 9,389,000 | 12,035,000 |
| Noninterest expense | 11,641,000 | 23,372,000 | 34,928,000 | 46,601,000 |
| Provision for loan losses | 493,000 | 793,000 | 3,793,000 | 5,894,000 |
| Pretax income | 3,976,000 | 8,734,000 | 10,439,000 | 12,559,000 |
| Income tax | 929,000 | 2,074,000 | 2,374,000 | 2,805,000 |
| Net income | 3,047,000 | 6,660,000 | 8,065,000 | 9,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,420,000 | 157,037,000 | 158,441,000 | 160,077,000 |
| Total capital | 165,442,000 | 169,375,000 | 172,977,000 | 174,303,000 |
| Risk-weighted assets | 1,242,986,000 | 1,241,512,000 | 1,260,862,000 | 1,344,565,000 |