Call reports 2018
UNIBANK FOR SAVINGS — 2018
What UNIBANK FOR SAVINGS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,762,764,000 | 1,799,264,000 | 1,641,999,000 | 1,762,949,000 |
| Total loans | 1,217,889,000 | 1,239,879,000 | 1,269,825,000 | 1,294,523,000 |
| Allowance for loan losses | 11,695,000 | 12,074,000 | 12,353,000 | 13,312,000 |
| Securities available for sale | 280,623,000 | 297,094,000 | 270,362,000 | 257,756,000 |
| Securities held to maturity | 38,454,000 | 38,619,000 | 33,103,000 | 33,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,616,760,000 | 1,639,257,000 | 1,487,410,000 | 1,570,099,000 |
| Interest-bearing deposits | 1,480,485,000 | 1,497,576,000 | 1,340,654,000 | 1,421,681,000 |
| Noninterest-bearing deposits | 136,275,000 | 141,681,000 | 146,756,000 | 148,418,000 |
| Equity capital | 136,007,000 | 138,700,000 | 140,668,000 | 144,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 13,404,000 | 28,054,000 | 42,566,000 | 57,679,000 |
| Interest expense | 1,701,000 | 3,666,000 | 5,909,000 | 8,509,000 |
| Net interest income | 11,703,000 | 24,388,000 | 36,657,000 | 49,170,000 |
| Noninterest income | 2,768,000 | 6,030,000 | 8,894,000 | 11,677,000 |
| Noninterest expense | 10,501,000 | 21,452,000 | 32,299,000 | 44,175,000 |
| Provision for loan losses | 321,000 | 658,000 | 935,000 | 3,292,000 |
| Pretax income | 3,649,000 | 8,308,000 | 12,317,000 | 13,380,000 |
| Income tax | 819,000 | 1,926,000 | 2,850,000 | 3,067,000 |
| Net income | 2,830,000 | 6,382,000 | 9,467,000 | 10,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,940,000 | 146,443,000 | 149,528,000 | 150,374,000 |
| Total capital | 155,057,000 | 158,904,000 | 161,881,000 | 164,037,000 |
| Risk-weighted assets | 1,178,417,000 | 1,202,992,000 | 1,228,071,000 | 1,262,028,000 |