Call reports 2017
UNIBANK FOR SAVINGS — 2017
What UNIBANK FOR SAVINGS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,619,117,000 | 1,650,350,000 | 1,595,397,000 | 1,601,070,000 |
| Total loans | 1,141,232,000 | 1,156,030,000 | 1,184,086,000 | 1,195,776,000 |
| Allowance for loan losses | 10,625,000 | 10,768,000 | 11,154,000 | 11,467,000 |
| Securities available for sale | 314,198,000 | 310,348,000 | 304,800,000 | 289,614,000 |
| Securities held to maturity | 45,729,000 | 46,873,000 | 41,175,000 | 42,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,472,840,000 | 1,504,579,000 | 1,447,263,000 | 1,452,831,000 |
| Interest-bearing deposits | 1,352,879,000 | 1,376,507,000 | 1,317,113,000 | 1,318,618,000 |
| Noninterest-bearing deposits | 119,961,000 | 128,072,000 | 130,150,000 | 134,213,000 |
| Equity capital | 132,911,000 | 135,809,000 | 138,660,000 | 135,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,962,000 | 24,761,000 | 37,551,000 | 50,543,000 |
| Interest expense | 1,099,000 | 2,342,000 | 3,612,000 | 4,909,000 |
| Net interest income | 10,863,000 | 22,419,000 | 33,939,000 | 45,634,000 |
| Noninterest income | 2,649,000 | 5,481,000 | 8,445,000 | 10,998,000 |
| Noninterest expense | 10,268,000 | 20,845,000 | 31,366,000 | 43,354,000 |
| Provision for loan losses | 283,000 | 532,000 | 845,000 | 1,172,000 |
| Pretax income | 2,971,000 | 6,533,000 | 10,183,000 | 12,116,000 |
| Income tax | 898,000 | 2,021,000 | 3,176,000 | 7,287,000 |
| Net income | 2,073,000 | 4,512,000 | 7,007,000 | 4,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,546,000 | 138,985,000 | 141,480,000 | 140,111,000 |
| Total capital | 147,553,000 | 150,186,000 | 153,054,000 | 151,972,000 |
| Risk-weighted assets | 1,139,336,000 | 1,153,265,000 | 1,176,072,000 | 1,159,431,000 |