Call reports 2016
UNIBANK FOR SAVINGS — 2016
What UNIBANK FOR SAVINGS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,551,050,000 | 1,720,038,000 | 1,597,636,000 | 1,533,376,000 |
| Total loans | 1,071,593,000 | 1,092,659,000 | 1,098,871,000 | 1,108,481,000 |
| Allowance for loan losses | 10,002,000 | 10,248,000 | 10,150,000 | 10,358,000 |
| Securities available for sale | 312,174,000 | 360,662,000 | 322,989,000 | 317,710,000 |
| Securities held to maturity | 24,250,000 | 44,327,000 | 42,928,000 | 39,226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,414,103,000 | 1,567,903,000 | 1,451,959,000 | 1,393,151,000 |
| Interest-bearing deposits | 1,307,358,000 | 1,460,211,000 | 1,339,470,000 | 1,271,696,000 |
| Noninterest-bearing deposits | 106,745,000 | 107,692,000 | 112,489,000 | 121,455,000 |
| Equity capital | 127,655,000 | 131,389,000 | 133,396,000 | 130,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,649,000 | 23,541,000 | 35,409,000 | 47,138,000 |
| Interest expense | 1,016,000 | 2,058,000 | 3,130,000 | 4,210,000 |
| Net interest income | 10,633,000 | 21,483,000 | 32,279,000 | 42,928,000 |
| Noninterest income | 2,404,000 | 5,782,000 | 8,859,000 | 11,564,000 |
| Noninterest expense | 9,587,000 | 19,209,000 | 29,378,000 | 39,908,000 |
| Provision for loan losses | 86,000 | 371,000 | 654,000 | 938,000 |
| Pretax income | 3,397,000 | 7,728,000 | 11,149,000 | 13,689,000 |
| Income tax | 1,117,000 | 2,600,000 | 3,692,000 | 4,430,000 |
| Net income | 2,280,000 | 5,128,000 | 7,457,000 | 9,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,494,000 | 130,342,000 | 132,671,000 | 134,473,000 |
| Total capital | 137,889,000 | 140,922,000 | 143,171,000 | 145,196,000 |
| Risk-weighted assets | 1,070,334,000 | 1,104,981,000 | 1,092,000,000 | 1,106,412,000 |