Call reports 2014
UNIBANK FOR SAVINGS — 2014
What UNIBANK FOR SAVINGS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,414,928,000 | 1,492,779,000 | 1,494,617,000 | 1,458,470,000 |
| Total loans | 904,143,000 | 971,566,000 | 996,344,000 | 1,033,649,000 |
| Allowance for loan losses | 7,743,000 | 8,317,000 | 8,916,000 | 9,725,000 |
| Securities available for sale | 421,057,000 | 432,070,000 | 404,907,000 | 343,286,000 |
| Securities held to maturity | 22,249,000 | 19,382,000 | 24,934,000 | 27,105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,312,118,000 | 1,381,870,000 | 1,344,298,000 | 1,334,816,000 |
| Interest-bearing deposits | 1,241,005,000 | 1,300,638,000 | 1,259,689,000 | 1,246,616,000 |
| Noninterest-bearing deposits | 71,113,000 | 81,232,000 | 84,609,000 | 88,200,000 |
| Equity capital | 98,895,000 | 106,166,000 | 106,931,000 | 112,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,218,000 | 23,140,000 | 35,333,000 | 47,456,000 |
| Interest expense | 1,121,000 | 2,254,000 | 3,335,000 | 4,412,000 |
| Net interest income | 10,097,000 | 20,886,000 | 31,998,000 | 43,044,000 |
| Noninterest income | 1,750,000 | 4,303,000 | 6,266,000 | 8,454,000 |
| Noninterest expense | 8,480,000 | 17,348,000 | 26,081,000 | 34,934,000 |
| Provision for loan losses | 330,000 | 880,000 | 1,705,000 | 2,430,000 |
| Pretax income | 3,041,000 | 6,969,000 | 10,461,000 | 13,781,000 |
| Income tax | 1,029,000 | 2,394,000 | 3,584,000 | 4,724,000 |
| Net income | 2,012,000 | 4,575,000 | 6,877,000 | 9,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,187,000 | 110,756,000 | 113,062,000 | 115,248,000 |
| Total capital | 115,930,000 | 119,073,000 | 121,978,000 | 124,973,000 |
| Risk-weighted assets | 923,241,000 | 978,282,000 | 987,233,000 | 999,095,000 |