Call reports 2013
UNIBANK FOR SAVINGS — 2013
What UNIBANK FOR SAVINGS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,421,481,000 | 1,465,405,000 | 1,394,724,000 | 1,349,697,000 |
| Total loans | 782,595,000 | 804,541,000 | 796,867,000 | 848,564,000 |
| Allowance for loan losses | 7,546,000 | 7,497,000 | 7,752,000 | 7,753,000 |
| Securities available for sale | 384,097,000 | 421,741,000 | 413,384,000 | 411,495,000 |
| Securities held to maturity | 54,035,000 | 45,973,000 | 36,153,000 | 30,214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,308,117,000 | 1,361,753,000 | 1,295,786,000 | 1,224,982,000 |
| Interest-bearing deposits | 1,240,159,000 | 1,291,878,000 | 1,227,518,000 | 1,157,051,000 |
| Noninterest-bearing deposits | 67,958,000 | 69,875,000 | 68,268,000 | 67,931,000 |
| Equity capital | 101,000,000 | 94,439,000 | 94,409,000 | 92,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 10,887,000 | 21,579,000 | 32,566,000 | 43,606,000 |
| Interest expense | 1,285,000 | 2,560,000 | 3,818,000 | 4,997,000 |
| Net interest income | 9,602,000 | 19,019,000 | 28,748,000 | 38,609,000 |
| Noninterest income | 2,504,000 | 5,230,000 | 7,436,000 | 9,185,000 |
| Noninterest expense | 8,545,000 | 17,844,000 | 26,522,000 | 34,701,000 |
| Provision for loan losses | 1,075,000 | 1,435,000 | 1,741,000 | 2,200,000 |
| Pretax income | 2,557,000 | 5,172,000 | 8,123,000 | 11,263,000 |
| Income tax | 869,000 | 1,762,000 | 2,754,000 | 3,839,000 |
| Net income | 1,688,000 | 3,410,000 | 5,369,000 | 7,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,420,000 | 102,142,000 | 104,103,000 | 106,167,000 |
| Total capital | 107,966,000 | 109,639,000 | 111,855,000 | 113,920,000 |
| Risk-weighted assets | 826,381,000 | 867,678,000 | 840,132,000 | 879,812,000 |