Call reports 2012
UNIBANK FOR SAVINGS — 2012
What UNIBANK FOR SAVINGS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,268,347,000 | 1,389,439,000 | 1,338,621,000 | 1,380,665,000 |
| Total loans | 654,211,000 | 654,201,000 | 716,971,000 | 763,073,000 |
| Allowance for loan losses | 5,850,000 | 6,244,000 | 6,054,000 | 6,877,000 |
| Securities available for sale | 422,007,000 | 414,223,000 | 443,691,000 | 450,357,000 |
| Securities held to maturity | 40,608,000 | 44,093,000 | 46,201,000 | 55,429,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,165,813,000 | 1,268,052,000 | 1,229,862,000 | 1,266,594,000 |
| Interest-bearing deposits | 1,109,418,000 | 1,211,223,000 | 1,171,567,000 | 1,205,705,000 |
| Noninterest-bearing deposits | 56,395,000 | 56,829,000 | 58,295,000 | 60,889,000 |
| Equity capital | 91,614,000 | 95,258,000 | 97,424,000 | 101,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,625,000 | 21,025,000 | 31,602,000 | 42,790,000 |
| Interest expense | 1,338,000 | 2,713,000 | 4,096,000 | 5,473,000 |
| Net interest income | 9,287,000 | 18,312,000 | 27,506,000 | 37,317,000 |
| Noninterest income | 2,349,000 | 5,330,000 | 8,111,000 | 11,207,000 |
| Noninterest expense | 7,629,000 | 15,630,000 | 23,746,000 | 33,911,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,945,000 |
| Pretax income | 3,632,000 | 7,279,000 | 10,909,000 | 13,121,000 |
| Income tax | 1,332,000 | 2,661,000 | 3,985,000 | 4,730,000 |
| Net income | 2,300,000 | 4,618,000 | 6,924,000 | 8,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,284,000 | 92,593,000 | 94,893,000 | 98,736,000 |
| Total capital | 96,134,000 | 98,837,000 | 100,947,000 | 105,613,000 |
| Risk-weighted assets | 711,711,000 | 710,813,000 | 772,744,000 | 817,935,000 |