Call reports 2011
UNIBANK FOR SAVINGS — 2011
What UNIBANK FOR SAVINGS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,132,650,000 | 1,261,622,000 | 1,170,108,000 | 1,263,118,000 |
| Total loans | 551,297,000 | 579,611,000 | 598,487,000 | 630,243,000 |
| Allowance for loan losses | 5,090,000 | 5,257,000 | 5,369,000 | 5,570,000 |
| Securities available for sale | 216,660,000 | 319,120,000 | 287,146,000 | 387,013,000 |
| Securities held to maturity | 144,891,000 | 111,641,000 | 104,373,000 | 72,187,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,037,827,000 | 1,166,171,000 | 1,071,631,000 | 1,151,452,000 |
| Interest-bearing deposits | 998,098,000 | 1,122,171,000 | 1,022,175,000 | 1,100,873,000 |
| Noninterest-bearing deposits | 39,729,000 | 44,000,000 | 49,456,000 | 50,579,000 |
| Equity capital | 82,806,000 | 86,225,000 | 89,031,000 | 90,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,011,000 | 19,173,000 | 29,326,000 | 39,262,000 |
| Interest expense | 1,276,000 | 2,689,000 | 4,095,000 | 5,457,000 |
| Net interest income | 7,735,000 | 16,484,000 | 25,231,000 | 33,805,000 |
| Noninterest income | 1,504,000 | 3,549,000 | 5,471,000 | 7,631,000 |
| Noninterest expense | 6,512,000 | 13,322,000 | 20,198,000 | 29,258,000 |
| Provision for loan losses | 225,000 | 450,000 | 900,000 | 1,275,000 |
| Pretax income | 2,502,000 | 6,263,000 | 9,631,000 | 10,972,000 |
| Income tax | 826,000 | 2,283,000 | 3,575,000 | 4,012,000 |
| Net income | 1,676,000 | 3,980,000 | 6,056,000 | 6,960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,713,000 | 85,018,000 | 87,095,000 | 87,990,000 |
| Total capital | 87,803,000 | 90,275,000 | 92,464,000 | 93,560,000 |
| Risk-weighted assets | 608,416,000 | 648,483,000 | 670,893,000 | 699,247,000 |