Call reports 2010
UNIBANK FOR SAVINGS — 2010
What UNIBANK FOR SAVINGS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 960,571,000 | 1,008,875,000 | 1,066,792,000 | 1,056,865,000 |
| Total loans | 498,915,000 | 500,312,000 | 497,699,000 | 530,692,000 |
| Allowance for loan losses | 4,513,000 | 4,521,000 | 4,519,000 | 5,005,000 |
| Securities available for sale | 81,363,000 | 101,499,000 | 128,780,000 | 138,222,000 |
| Securities held to maturity | 136,586,000 | 167,551,000 | 140,525,000 | 142,280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 882,555,000 | 930,301,000 | 972,257,000 | 958,787,000 |
| Interest-bearing deposits | 847,466,000 | 893,842,000 | 926,456,000 | 917,226,000 |
| Noninterest-bearing deposits | 35,089,000 | 36,459,000 | 45,801,000 | 41,561,000 |
| Equity capital | 64,401,000 | 65,753,000 | 81,242,000 | 81,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,165,000 | 16,573,000 | 25,031,000 | 33,589,000 |
| Interest expense | 1,553,000 | 3,101,000 | 4,580,000 | 6,024,000 |
| Net interest income | 6,612,000 | 13,472,000 | 20,451,000 | 27,565,000 |
| Noninterest income | 1,484,000 | 3,351,000 | 5,312,000 | 7,137,000 |
| Noninterest expense | 5,709,000 | 11,874,000 | 18,195,000 | 25,151,000 |
| Provision for loan losses | 400,000 | 850,000 | 1,350,000 | 1,975,000 |
| Pretax income | 1,972,000 | 4,127,000 | 6,288,000 | 8,634,000 |
| Income tax | 615,000 | 1,297,000 | 1,954,000 | 2,653,000 |
| Net income | 1,357,000 | 2,830,000 | 4,334,000 | 5,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,310,000 | 64,779,000 | 79,394,000 | 81,035,000 |
| Total capital | 68,142,000 | 69,364,000 | 84,262,000 | 86,040,000 |
| Risk-weighted assets | 555,280,000 | 566,542,000 | 565,477,000 | 591,995,000 |