Call reports 2009
UNIBANK FOR SAVINGS — 2009
What UNIBANK FOR SAVINGS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 800,945,000 | 865,939,000 | 850,829,000 | 915,423,000 |
| Total loans | 449,878,000 | 461,954,000 | 481,953,000 | 502,032,000 |
| Allowance for loan losses | 3,950,000 | 3,903,000 | 4,282,000 | 4,247,000 |
| Securities available for sale | 28,745,000 | 35,150,000 | 58,981,000 | 73,662,000 |
| Securities held to maturity | 120,573,000 | 123,906,000 | 128,299,000 | 130,101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 729,111,000 | 793,260,000 | 776,962,000 | 834,529,000 |
| Interest-bearing deposits | 699,928,000 | 761,142,000 | 744,664,000 | 800,904,000 |
| Noninterest-bearing deposits | 29,183,000 | 32,118,000 | 32,298,000 | 33,625,000 |
| Equity capital | 56,188,000 | 57,309,000 | 61,308,000 | 62,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,741,000 | 15,390,000 | 23,233,000 | 31,285,000 |
| Interest expense | 2,022,000 | 4,019,000 | 5,822,000 | 7,629,000 |
| Net interest income | 5,719,000 | 11,371,000 | 17,411,000 | 23,656,000 |
| Noninterest income | 1,348,000 | 3,106,000 | 4,842,000 | 6,511,000 |
| Noninterest expense | 6,081,000 | 12,502,000 | 17,401,000 | 23,343,000 |
| Provision for loan losses | 300,000 | 551,000 | 1,051,000 | 1,104,000 |
| Pretax income | 686,000 | 1,436,000 | 3,946,000 | 5,867,000 |
| Income tax | 180,000 | 377,000 | 1,215,000 | 1,867,000 |
| Net income | 506,000 | 1,059,000 | 2,731,000 | 4,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,183,000 | 59,051,000 | 60,694,000 | 61,954,000 |
| Total capital | 62,133,000 | 62,992,000 | 65,103,000 | 66,364,000 |
| Risk-weighted assets | 507,819,000 | 514,902,000 | 531,317,000 | 555,793,000 |