Call reports 2007
UNIBANK FOR SAVINGS — 2007
What UNIBANK FOR SAVINGS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 653,858,000 | 697,533,000 | 700,132,000 | 645,460,000 |
| Total loans | 361,176,000 | 379,992,000 | 389,897,000 | 394,247,000 |
| Allowance for loan losses | 5,047,000 | 5,035,000 | 5,023,000 | 3,613,000 |
| Securities available for sale | 45,451,000 | 48,888,000 | 44,155,000 | 44,107,000 |
| Securities held to maturity | 112,504,000 | 122,354,000 | 112,111,000 | 111,678,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 586,199,000 | 628,749,000 | 630,237,000 | 573,881,000 |
| Interest-bearing deposits | 561,743,000 | 600,401,000 | 599,238,000 | 545,212,000 |
| Noninterest-bearing deposits | 24,456,000 | 28,348,000 | 30,999,000 | 28,669,000 |
| Equity capital | 54,717,000 | 55,636,000 | 57,024,000 | 58,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,648,000 | 15,925,000 | 24,357,000 | 32,817,000 |
| Interest expense | 3,549,000 | 7,361,000 | 11,051,000 | 14,603,000 |
| Net interest income | 4,099,000 | 8,564,000 | 13,306,000 | 18,214,000 |
| Noninterest income | 1,695,000 | 3,696,000 | 5,467,000 | 7,033,000 |
| Noninterest expense | 5,199,000 | 10,393,000 | 15,575,000 | 21,758,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,380,000 |
| Pretax income | 613,000 | 2,103,000 | 3,434,000 | 5,165,000 |
| Income tax | 168,000 | 602,000 | 953,000 | 1,809,000 |
| Net income | 445,000 | 1,501,000 | 2,481,000 | 3,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,186,000 | 52,069,000 | 53,250,000 | 54,888,000 |
| Total capital | 58,096,000 | 59,100,000 | 60,306,000 | 60,389,000 |
| Risk-weighted assets | 438,026,000 | 464,828,000 | 468,142,000 | 455,177,000 |