Call reports 2006
UNIBANK FOR SAVINGS — 2006
What UNIBANK FOR SAVINGS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 602,456,000 | 621,522,000 | 635,223,000 | 643,157,000 |
| Total loans | 326,019,000 | 336,496,000 | 341,631,000 | 351,738,000 |
| Allowance for loan losses | 5,144,000 | 5,104,000 | 5,076,000 | 5,055,000 |
| Securities available for sale | 72,996,000 | 74,319,000 | 65,003,000 | 55,382,000 |
| Securities held to maturity | 101,485,000 | 100,282,000 | 100,279,000 | 108,804,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 538,235,000 | 556,254,000 | 569,461,000 | 576,513,000 |
| Interest-bearing deposits | 508,406,000 | 525,707,000 | 541,465,000 | 548,067,000 |
| Noninterest-bearing deposits | 29,829,000 | 30,547,000 | 27,996,000 | 28,446,000 |
| Equity capital | 50,517,000 | 51,218,000 | 52,290,000 | 54,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,366,000 | 13,214,000 | 20,266,000 | 27,861,000 |
| Interest expense | 2,387,000 | 5,181,000 | 8,197,000 | 11,639,000 |
| Net interest income | 3,979,000 | 8,033,000 | 12,069,000 | 16,222,000 |
| Noninterest income | 2,008,000 | 4,164,000 | 5,930,000 | 9,242,000 |
| Noninterest expense | 5,500,000 | 10,825,000 | 16,272,000 | 21,556,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 487,000 | 1,372,000 | 1,727,000 | 3,923,000 |
| Income tax | 158,000 | 435,000 | 506,000 | 1,278,000 |
| Net income | 329,000 | 937,000 | 1,221,000 | 2,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,277,000 | 44,911,000 | 45,221,000 | 50,719,000 |
| Total capital | 50,731,000 | 51,354,000 | 51,900,000 | 57,669,000 |
| Risk-weighted assets | 414,432,000 | 423,504,000 | 428,592,000 | 436,617,000 |