Call reports 2002
UNIBANK FOR SAVINGS — 2002
What UNIBANK FOR SAVINGS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 520,010,000 | 566,562,000 | 550,206,000 | 598,402,000 |
| Total loans | 229,865,000 | 232,264,000 | 227,055,000 | 218,701,000 |
| Allowance for loan losses | 4,994,000 | 5,050,000 | 5,087,000 | 5,130,000 |
| Securities available for sale | 115,733,000 | 119,580,000 | 120,197,000 | 203,585,000 |
| Securities held to maturity | 96,500,000 | 87,334,000 | 96,271,000 | 107,722,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,348,000 | 515,079,000 | 497,635,000 | 543,764,000 |
| Interest-bearing deposits | 431,722,000 | 482,363,000 | 463,279,000 | 495,841,000 |
| Noninterest-bearing deposits | 37,626,000 | 32,716,000 | 34,356,000 | 47,923,000 |
| Equity capital | 39,164,000 | 40,015,000 | 41,014,000 | 42,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,308,000 | 12,584,000 | 18,851,000 | 24,971,000 |
| Interest expense | 2,094,000 | 4,095,000 | 6,059,000 | 7,853,000 |
| Net interest income | 4,214,000 | 8,489,000 | 12,792,000 | 17,118,000 |
| Noninterest income | 1,051,000 | 2,418,000 | 4,007,000 | 6,501,000 |
| Noninterest expense | 3,923,000 | 7,785,000 | 12,111,000 | 17,004,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,311,000 | 3,135,000 | 4,469,000 | 5,384,000 |
| Income tax | 407,000 | 1,040,000 | 1,505,000 | 1,835,000 |
| Net income | 904,000 | 2,095,000 | 2,964,000 | 3,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,882,000 | 33,105,000 | 33,633,000 | 35,128,000 |
| Total capital | 36,924,000 | 37,525,000 | 37,684,000 | 39,521,000 |
| Risk-weighted assets | 318,708,000 | 329,067,000 | 323,058,000 | 327,149,000 |