Call reports 2001
UNIBANK FOR SAVINGS — 2001
What UNIBANK FOR SAVINGS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 452,660,000 | 549,458,000 | 582,946,000 | 544,520,000 |
| Total loans | 234,321,000 | 232,660,000 | 226,748,000 | 226,729,000 |
| Allowance for loan losses | 4,788,000 | 4,866,000 | 4,926,000 | 4,939,000 |
| Securities available for sale | 43,011,000 | 100,458,000 | 102,181,000 | 118,451,000 |
| Securities held to maturity | 70,228,000 | 71,036,000 | 77,895,000 | 95,566,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,348,000 | 507,887,000 | 537,858,000 | 494,606,000 |
| Interest-bearing deposits | 387,787,000 | 474,804,000 | 501,478,000 | 457,813,000 |
| Noninterest-bearing deposits | 24,561,000 | 33,083,000 | 36,380,000 | 36,793,000 |
| Equity capital | 33,595,000 | 34,611,000 | 37,571,000 | 38,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,475,000 | 13,540,000 | 20,794,000 | 27,480,000 |
| Interest expense | 2,932,000 | 6,293,000 | 9,612,000 | 12,130,000 |
| Net interest income | 3,543,000 | 7,247,000 | 11,182,000 | 15,350,000 |
| Noninterest income | 836,000 | 1,252,000 | 1,899,000 | 2,873,000 |
| Noninterest expense | 2,826,000 | 5,802,000 | 8,896,000 | 12,613,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 1,636,000 | 2,788,000 | 4,312,000 | 5,694,000 |
| Income tax | 506,000 | 811,000 | 1,291,000 | 1,739,000 |
| Net income | 1,130,000 | 1,977,000 | 3,021,000 | 3,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,812,000 | 32,657,000 | 34,037,000 | 30,950,000 |
| Total capital | 36,391,000 | 37,839,000 | 38,647,000 | 36,020,000 |
| Risk-weighted assets | 275,153,000 | 307,628,000 | 313,156,000 | 323,280,000 |