Call reports 2025
FREMONT BANK — 2025
What FREMONT BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 5,845,630,000 | 5,846,851,000 | 6,122,027,000 | 5,911,501,000 |
| Total loans | 4,661,818,000 | 4,665,581,000 | 4,705,308,000 | 4,759,939,000 |
| Allowance for loan losses | 70,949,000 | 72,497,000 | 72,458,000 | 73,279,000 |
| Securities available for sale | 384,519,000 | 358,589,000 | 336,143,000 | 315,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,219,496,000 | 5,213,311,000 | 5,473,001,000 | 5,259,926,000 |
| Interest-bearing deposits | 3,518,908,000 | 3,468,697,000 | 3,664,578,000 | 3,551,893,000 |
| Noninterest-bearing deposits | 1,700,588,000 | 1,744,614,000 | 1,808,423,000 | 1,708,033,000 |
| Equity capital | 444,312,000 | 449,774,000 | 460,493,000 | 460,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 77,292,000 | 154,965,000 | 235,958,000 | 317,069,000 |
| Interest expense | 21,799,000 | 42,154,000 | 64,031,000 | 85,819,000 |
| Net interest income | 55,493,000 | 112,811,000 | 171,927,000 | 231,250,000 |
| Noninterest income | 9,507,000 | 20,282,000 | 33,080,000 | 44,361,000 |
| Noninterest expense | 48,067,000 | 97,769,000 | 149,150,000 | 199,883,000 |
| Provision for loan losses | 1,139,000 | 2,734,000 | 4,004,000 | 5,245,000 |
| Pretax income | 15,716,000 | 32,096,000 | 51,193,000 | 70,256,000 |
| Income tax | 575,000 | 1,160,000 | 1,787,000 | 2,440,000 |
| Net income | 15,141,000 | 30,936,000 | 49,406,000 | 67,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 474,316,000 | 477,824,000 | 486,164,000 | 483,956,000 |
| Total capital | 529,817,000 | 533,493,000 | 542,000,000 | 540,495,000 |
| Risk-weighted assets | 4,421,165,000 | 4,433,120,000 | 4,446,467,000 | 4,502,935,000 |