Call reports 2024
FREMONT BANK — 2024
What FREMONT BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 5,897,926,000 | 5,913,778,000 | 5,908,403,000 | 5,802,335,000 |
| Total loans | 4,529,820,000 | 4,596,294,000 | 4,618,790,000 | 4,621,338,000 |
| Allowance for loan losses | 66,792,000 | 67,796,000 | 68,677,000 | 69,423,000 |
| Securities available for sale | 491,766,000 | 461,488,000 | 444,084,000 | 405,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,094,966,000 | 5,104,409,000 | 5,289,190,000 | 5,179,324,000 |
| Interest-bearing deposits | 3,400,739,000 | 3,401,214,000 | 3,540,324,000 | 3,502,832,000 |
| Noninterest-bearing deposits | 1,694,227,000 | 1,703,195,000 | 1,748,866,000 | 1,676,492,000 |
| Equity capital | 414,807,000 | 416,650,000 | 433,715,000 | 434,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 78,127,000 | 157,109,000 | 238,710,000 | 318,899,000 |
| Interest expense | 28,067,000 | 56,760,000 | 85,030,000 | 109,278,000 |
| Net interest income | 50,060,000 | 100,349,000 | 153,680,000 | 209,621,000 |
| Noninterest income | 12,256,000 | 22,494,000 | 33,540,000 | 44,696,000 |
| Noninterest expense | 47,540,000 | 94,525,000 | 142,582,000 | 192,635,000 |
| Provision for loan losses | 1,512,000 | 2,525,000 | 3,283,000 | 4,282,000 |
| Pretax income | 12,451,000 | 24,882,000 | 40,728,000 | 56,036,000 |
| Income tax | 392,000 | 822,000 | 1,353,000 | 1,884,000 |
| Net income | 12,059,000 | 24,060,000 | 39,375,000 | 54,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 455,965,000 | 456,519,000 | 464,368,000 | 469,668,000 |
| Total capital | 510,165,000 | 511,311,000 | 519,207,000 | 524,490,000 |
| Risk-weighted assets | 4,320,167,000 | 4,367,150,000 | 4,369,959,000 | 4,367,911,000 |